Terms and Conditions

Please read these terms carefully before using our services

1. Acceptance of Terms

By accessing and using Insurance Test Practice, you accept and agree to be bound by the terms and provision of this agreement.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Insurance Test Practice for personal, non-commercial transitory viewing only.

3. Disclaimer

The materials on Insurance Test Practice are provided on an 'as is' basis. Insurance Test Practice makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Insurance Test Practice or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Insurance Test Practice, even if Insurance Test Practice or a Insurance Test Practice authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Insurance Test Practice could include technical, typographical, or photographic errors. Insurance Test Practice does not warrant that any of the materials on its website are accurate, complete or current. Insurance Test Practice may make changes to the materials contained on its website at any time without notice.

6. Links

Insurance Test Practice has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Insurance Test Practice of the site.

7. Modifications

Insurance Test Practice may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

9. Refund Policy

We offer a 30-day money-back guarantee for all purchases. If you are not satisfied with your purchase, you may request a full refund within 30 days of your purchase date.

10. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Website, to understand our practices.

11. Contact Information

If you experience technical issues accessing your purchase, please contact us at insurancetestpractice@gmail.com.

12. Intellectual Property

This website, Insurance Test Practice, is operated by Novatech Ventures LLC, a registered limited liability company. By using this website, you acknowledge and agree that any legal claims must be directed solely against Novatech Ventures LLC and not against any individual officers, directors, or employees of the company.

13. Service Availability

We strive to maintain the highest level of service availability, but we do not guarantee that the website will be available at all times. We reserve the right to modify, suspend, or discontinue the service at any time.

14. User Conduct

You agree not to use the service to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Transmit harmful, offensive, or inappropriate content
  • Attempt to gain unauthorized access to our systems

15. Termination

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

16. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

17. Entire Agreement

The Terms constitute the entire agreement between you and Insurance Test Practice regarding the use of the service, superseding any prior agreements between you and Insurance Test Practice relating to your use of the service.

18. Contact Us

For any questions regarding these Terms, please contact us at insurancetestpractice@gmail.com.